OzMoneyTools

Salary package vs base salary in Australia

Two job offers with the same headline number can produce different cash pay depending on whether super is on top or included in a total package.

Key difference

  • Base salary + super on top: cash salary is higher for the same package headline.
  • Total package includes super: part of the headline amount is super, reducing cash salary.

How to compare offers fairly

  • Convert both offers to the same basis (cash salary and super separately).
  • Use one super rate across comparisons.
  • Model each setup in the same take-home pay assumptions.

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