Australia Take‑Home Pay Calculator (2025-26)
Estimates income tax (resident/foreign resident), Medicare levy with low‑income shade‑in, optional Medicare levy surcharge (MLS), and optional HECS/HELP repayment.
Inputs
Super
Family
Medicare levy low‑income thresholds for 2025-26 aren’t loaded yet (needs ATO-published thresholds). Reduction is disabled for this year.
Results
Net per fortnightly
$2,708.15
Based on current inputs (updates automatically)
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Gross annual
$90,000
Cash salary (taxable base)
$90,000
Employer super
$10,800
Package total
$100,800
Deductions
$0
Taxable income
$90,000
Income tax
$17,788
Medicare levy
$1,800
Medicare levy surcharge (MLS)
$0
HECS/HELP
$0
Total deductions
$19,588
Net annual
$70,412
How we calculate
Taxable income ≈ cash salary − deductions.
Income tax uses ATO brackets for the selected year (resident or foreign resident).
Medicare levy is 2% (with low-income reduction where supported for that year).
MLS / HECS incomes use the advanced “income components” (if enabled), following ATO definitions.
Net pay = cash salary − (tax + Medicare + MLS + HECS).
Assumptions & exclusions
Estimates only. We don’t model every offset/rebate/exemption, and family allocations are simplified.
If you need exact withholding per pay run, use the ATO tax withheld calculator.
Per fortnightly
Gross
$3,461.54
Employer super
$415.38
Deductions
$0.00
Taxable income
$3,461.54
Income tax
$684.15
Medicare levy
$69.23
MLS
$0.00
HECS/HELP
$0.00
Total deductions
$753.38
Net
$2,708.15
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