Income tax calculator Australia
Estimate Australian income tax using the 2025-26 resident tax brackets, then compare the result against take-home pay after Medicare, HECS/HELP and other settings.
Australian resident tax rates 2025-26
These brackets apply to Australian residents and do not include the Medicare levy.
| Taxable income | Tax on this income |
|---|---|
| $0 - $18,200 | Nil |
| $18,201 - $45,000 | 16c for each $1 over $18,200 |
| $45,001 - $135,000 | $4,288 plus 30c for each $1 over $45,000 |
| $135,001 - $190,000 | $31,288 plus 37c for each $1 over $135,000 |
| $190,001 and over | $51,638 plus 45c for each $1 over $190,000 |
$72,000 income tax example
For a resident with $72,000 taxable income in 2025-26, the first $18,200 is tax-free, the next bracket is taxed at 16%, and income above $45,000 is taxed at 30%.
The income tax estimate is $12,388 before Medicare levy, MLS and HECS/HELP. Use the take-home pay calculator to include those extra settings.
What this calculator does not include
- Every tax offset, rebate, exemption or special circumstance
- Exact PAYG withholding formulas used by payroll systems
- Individual advice for deductions or residency status
OzMoneyTools is an estimate tool. For official guidance, use ATO resources or speak with a tax professional.